Tools
Readiness Check
Ten questions. A straight answer about where you actually are.
Free to use, no account needed. All calculators
Your details
$
$
Not sure? 5% of your target price is the First Home Loan minimum.
$
Three years of membership is the minimum for a first home withdrawal.
$
$
Car loan, personal loan, buy-now-pay-later, student loan repayments.
Your result
30%
30 / 100
Getting Organised
You've got time, which is exactly the right position to be in.
Your next three things
- Talk to a mortgage adviser — free, and it turns guesses into a number.
- Do 8 more open homes before you make any offer.
- Write your property brief: must-haves versus nice-to-haves.
How the score is built
Deposit progress (out of 30)
17
Finance status (out of 25)
0
Checklist progress (out of 20)
8
Knowledge (out of 15)
4
Search activity (out of 10)
1
This is a guide, not advice. Your actual borrowing depends on the lender's assessment of your full situation. Talk to a mortgage adviser before making decisions.