Tools
Deposit Goal Calculator
What you need at 5%, 10% and 20% — and how long it takes.
Free to use, no account needed. All calculators
Your details
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We subtract the $1,000 that must stay in your account.
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Your result
Available for a deposit today
$44,000
5% deposit (First Home Loan minimum)
You're thereNeeds $32,500. Nothing more required for this level.
10% deposit
$21,000 to goNeeds $65,000. About 20 months at $250/week — 17 months if you add $50/week.
20% deposit (no low-equity margin)
$86,000 to goNeeds $130,000. About 80 months at $250/week — 67 months if you add $50/week.
This is a guide, not advice. Your actual borrowing depends on the lender's assessment of your full situation. Talk to a mortgage adviser before making decisions.